Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
Renters insurance does not cover bed bugs. Deterring and eliminating pests, such as bed bugs, is considered part of standard maintenance of a home and the responsibility of a tenant. Below is information about bed bugs and tips useful to renters about the pests.
Are Bed Bugs Covered By Renters Insurance?
Bed Bugs And Home-Sharing Services
When Might A Landlord Be At Fault For Bed Bugs?
Renters Insurance And Other Pests
Are Bed Bugs Covered By Renters Insurance?
No. Bed bugs are not covered by renters insurance. Policyholders cannot file a claim for the cost to exterminate bed bugs and damages caused by the insects (such as replacements of mattresses or other belongings). Your renters insurance also won't cover any co-pays for visits to the doctor's office to diagnose the bug bites or medicine to treat any irritation or reaction to them. You'd have to look to your health insurance for that.
Like other pests, bed bugs fall under the routine maintenance of a home that all tenants are responsible for. Landlord and management companies are not responsible for bed bugs in rental units. This leaves you to foot the bill for bagging your items and containing the spread of the bed bugs, getting a new mattress, and even staying elsewhere while your apartment is treated for the infestation.
How To Identify And Get Rid Of Bed Bugs
Generally, bed bugs are brown, flat, oval-shaped insects about the size of an apple seed (5-7 mm). Adults have wings, but the bugs cannot fly or jump like fleas. They feed on blood and are found in cool conditions -- usually in mattress seams, sheets and other areas near human hosts. They also leave behind shedded skins as they grow and small, dark excrement stains.
Bed bug bites are another sign of the pests, but the small, red welts can easily be misidentified so it’s important to find other indicators. Anyone who sees a cluster of possible bites should inspect their bedding and look for other signs of bed bugs.
If you have bed bugs, there are a number of steps you should take to eradicate the pests. In most cases, the majority of a bed bug infestation lives in and around a mattress. In some cases, the mattress might need to be thrown out, otherwise thoroughly vacuuming the bugs and washing and drying sheets in hot water should get rid of them. It’s recommended that safe insecticides meant for indoors are used as well. In extreme cases, a renter should contact a professional exterminator.
Bed Bugs And Home-Sharing Services
Renters insurance protects the personal property of tenants who use home-sharing services, such as Airbnb, and those services have their own insurance policies, too. However, neither renters insurance policies or any coverage provided by home-sharing services cover bed bugs.
For example, if you temporarily lease your apartment to a guest using Airbnb and bed bugs bite them or destroy their personal property, your renters insurance will not cover any expenses related to that. Any coverage included by home-sharing services also excludes coverage for any damages related to bed bugs.
When Might A Landlord Be At Fault For Bed Bugs?
Although it is highly unlikely, it is possible that a landlord or management company could be at fault for bed bugs. For example, if there was a bed bug infestation in a common area of an apartment building and the landlord or management company was notified, neglected to exterminate them, and the bugs began causing issues for you and other tenants.
But even in that situation, a tenant would not be able to file a renters insurance claim. They would likely have to pay for any related damages to their personal property and the cost of an exterminator out of pocket. To recoup that money, they might have to file a lawsuit against the landlord or management company.
Again, the above circumstance is highly unlikely. It is in the interest of landlords or management companies to address all issues with properties that they might be responsible for. If bed bugs infested a common area of an apartment building and they didn’t do anything about it, no one would want to live there.
Exceptions When Landlords Are Responsible: Florida And Maine
Florida and Maine are the only two states that mandate landlords to exterminate bed bugs in a tenant’s residence when they are made aware of them. In all other states, landlords and management companies are not legally responsible for getting rid of the pests. Although, most states have laws regarding bed bugs and commercial properties.
In Florida and Maine, if a landlord neglects to exterminate bed bugs, that might be grounds for a tenant to withhold the rent they owe, break their lease or sue the landlord for damages.
Renters Insurance And Other Pests
Principally, all of the above regarding bed bugs and renters insurance policies applies to other pests, too. Preventing rats, cockroaches and other critters from damaging a rental property is the responsibility of the property’s tenant.
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