Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
If your pet were to damage any part of your home, you would generally not be covered for the cost of the repairs or replacement. Your insurance policy will cover you if your pet destroys someone else's property, however. You can also seek compensation from another person's insurance if their pet breaks or damages your things. In this article we'll detail the different insurance situations involving pets and property damage. For more information on what to do with dog bites, go here.
Pet Damage for Your Own Property
Pet Damage to Someone Else's Property
Fish Tanks and Water Damage
When Does Homeowners Insurance Cover Pet Damage to Your Own Property?
Homeowners policies are explicit in that any damage caused by domestic animals you own will not be covered by your homeowners insurance company. Whether your dog tears through a large section of your drywall, or your cat rips up an expensive sofa in your house, your insurer will not pay for the associated repairs. Here are a few more examples where you wouldn't be covered:
Your dog knocks over your TV
Your dog chews through your shoe collection
Your bird claws through your couch
Your horse breaks a fence on your property
To be clear, any sort of damage directly caused by your pet to your home or personal property will not be covered. This also extends to all barn animals you own like pigs, horses, chickens etc. The best way to avoid situations like this is to train your pets early on so they respect the contents of the home. You can also take steps to 'pet-proof' certain valuable belongings in your house.
If Someone Else's Pet Causes Damage to Your Property
Just as your neighbor could sue you if your pet destroys their property, you can claim through them if their pet damages something of yours. After filing a claim against your neighbor's homeowners insurance, an adjuster will come to assess the situation. If there is not much ambiguity in the case, your neighbor's insurance will likely try to settle before advancing the case into a court.
Pet Damage to Another Person's Property
If your pet damages another person's property, that person could then file a claim against the liability portion of your homeowners policy to get compensation for repairs. So if your dog were to sneak into your neighbor's lawn and destroy their expensive landscaping, your neighbor could file a suit against your liability insurance. So long as you or your dog were not doing anything illegal, your insurance company would step in to defend you and settle the case.
Every homeowners policy comes with at least $100,000 in liability coverage for bodily and property damages--though we recommend most homeowners get higher limits. If the settlement ends up costing $50,000, then your insurer will pay that amount. An important thing to consider though is that your insurer will not take the case if the animal was being used for any business purposes. For example, if a pig on a farm that you earn money on created a liability issue, your homeowners company would not take the case--you would be expected to have a commercial insurance policy at that point.
Are Fish Tanks Covered by Homeowners Insurance?
Internal water damage is one of the listed perils in most standard policies so you would actually be covered for the water damage caused by a broken fish tank. For example, if the water were to ruin carpeting, wood flooring or the walls, you're protected. The same protections would also extend to any personal belongings ruined in the leak. Whether the tank itself is be covered however depends on what caused it to break in the first place, and the type of policy you have.
No matter the policy, if your negligence caused the tank to break, i.e. you didn't have proper maintenance, you overfilled the tank, etc., your insurer would not cover the replacement costs. Home insurance companies will not cover damage that was the fault of the policyholder.
Under a standard policy, a tank is covered if it was destroyed by one of the "16 common perils" listed in a homeowners policy. Should the tank break in a fire, the replacement cost of the tank should be covered. Under a more advanced homeowners policy, personal belongings are protected against any type of damage--unless they are explicitly excluded in your policy. With this policy, if your kids were to knock over the fish tank, the tank would be covered because "kids knocking over the tank" is not explicitly excluded from your policy. Common events that are excluded are earthquakes, floods, and of course negligence. So if an earthquake shook your home and the tank broke, you would need an earthquake insurance policy to pay for the costs of replacing or repairing the tank.
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