Binance Review 2018: Comprehensive Crypto Coin Exchange
Binance is a Chinese cryptocurrency exchange. Binance was created after attracting funds via an ICO (Initial Coin Offering – creating a new digital asset, backed by the project. Changpeng Zhao, former CTO at OKCoin is currently at the helm of Binance. They are known for fast processing speeds coupled with an ability to process enormous numbers of transactions (1.4 million) each second. It’s been quickly gaining ground in market share cementing a place as a top 20 exchange in terms of volume.
Binance transaction has reached a new level and currently score tenth place in the world. Binance offers a generous daily withdrawal limit. They don’t need identity confirmation when the per day remittance is within limit of 2 BTC.
Binance Features
Binance’s trading platform is web-based. Furthermore it offers two distinct trading layouts, a more simple one and a “Pro” version.
Their ICO has created tokens named BNB that are traded on the exchange. They can also be used as a method of paying your trading fees, which will reduce them by 50%. Binance offers their own startup incubator platform as well. The trading functionality of the platform was of more interest so we focused on that for the purposes of this Binance review.
Below is the “standard platform” look:
Below is the advanced display:
BINANCE Advantages
Large Cryptocurrency Pairings Supported
The competitive advantage of Binance’s platform is the ability to trade every major cryptocurrency pairing in existence. Coinbase and Gemini only offer trading of a handful of the larger market capitalization cryptos, whereas Binance allows users access to trade over 100 crypto coins.
Low Fees AND LIMITS
The fee structure is simple as well as being priced. There is a flat 0.10% fee on all trading. The 0.10% fee on trades is one basis point. If you were to buy a cryptocoin at 100 you’d have to sell it higher for 101 to profit.
Ease of Setup
Setting up an account is straight forward, similar to signing up for an account with other service providers. Another advantage is there is no lengthy waiting time, users are able to get setup and running within minutes. This is due to the fact that fiat is not accepted on the exchange.
Binance Provides Significant Trading Volume
Binance is currently the third largest exchange by cryptocurrency trading volume, according to coinmarketcap. At the time of writing, Binance’s volume was an astounding $5,441,711,452 in the last 24 hours! This volume demonstrates their users clear trust in the exchange, as well as the accessibility of the exchange and ease of transacting. This type of volume requires substantial servers and computational power.
Wide Support of Cryptocurrencies
No Verification Requirements
Binance doesn’t require identity confirmation in instances when the per day remittance is within the limit of 2 BTC. The attractiveness of setting up an account with Binance may be greater for a user in a jurisdiction where certain exchanges choose not to allow new users because of restrictions imposed by that location’s governing regulatory bodies.
Ease of Use
You’re able to buy and sell crypto pairings with market or limit orders while specifying the amount or percentage you wish to trade for each transaction.
BINANCE Disadvantages
No Leveraged Margin Trading
Margin trading is not available at Binance. Margin trading is a system which allows you to trade with more money than you actually have in your account. Your balance is then used as a guarantee to maintain your position open.
No Fiat Functionality
This has both advantages and disadvantages. Government fiat deposits are not currently enabled in Binance, instead this exchange focuses only on the digital side of things. Clients can deposit and withdraw the coins supported at the exchange. This means that you’re not able to deposit or withdraw in fiat currency, only cryptocurrency is supported.
Relatively New
Binance was started in only July 2017, according to this Reddit post. This is a major concern, as they don’t have a history. Despite all the good things people are saying on Reddit. it’s worth mentioning as many exchanges have come and gone. Binance appears to have a visible co-founder, unlike BTC-E.
Conclusion
Accessible option for obtaining Different Cryptocoins
Binance is the most rapidly-growing and communally praised cryptocurrency exchange available. It’s China based location may spell issues in the future due to rumors of a “crackdown“. that currently accounts for a large amount of volume. Although Binance targets high frequency traders, it is quite useful for those getting beginning with altcoin trading. Their lack of fiat money deposits may be difficult to swallow for beginners, only supported cryptocurrencies may be deposited. Binance boasts a large number of various cryptocoins for trading.
The main benefit is the ability convert between cryptocurrencies. For instance exchanges such as Coinbase and Gemini are more limited in the number of cryptocurrencies offered. The interface is also conducive to support shorter duration hold time day trading of cryptocurrencies if one were so inclined to deploy that strategy. Binance is an exchange worth looking into and integrating into crypto trading just for their large amount of supported crypto coins.
What Does Pet Insurance Cover?
Pet insurance can be a great way to reduce medical bills for your pet's accidents and unexpected illnesses. However, the lack of coverage for some conditions often takes pet owners by surprise. For the most part, health issues that occur after you purchase your policy are eligible for coverage. However, routine check ups, pre-existing conditions, examination fees and preventative treatments are often not covered. To avoid being caught off guard when your pet needs treatment, make sure to read the fine print on your specific policy.
What Do Pet Insurers Cover?
Accident and Illnesses
What's Excluded from Coverage?
Pet Insurance Coverage Explained
Core coverage for most pet insurance plans includes accidents and illnesses. Accident coverage extends to bodily injuries that result from a specific, unexpected event, like if your pet falls down the stairs and breaks a leg. Illness coverage includes treatment for symptoms that are the result of an infection or disease. Keep in mind that any symptoms that can be traced to a preexisting condition won't be considered eligible for coverage. All insurers require that your pet gets a vet check up before enrolling to identify those preexisting conditions.
Accident Coverage Illness Coverage
Foreign body ingestion/swallowing a toy
Car accidents
Breaking or fracturing a bone
Lacerations
Insect bites (except fleas and ticks)
Infections
Ear illnesses
Eye illnesses
Flea borne illness
The list of covered and excluded conditions will vary by insurer. In general, you'll end up paying more to have more accidents and illnesses covered. Some insurers allow pet owners to purchase endorsements to their plan, or add-ons, which expand the core coverage. Common endorsements are for things like spaying or neutering, wellness exams and preventative treatments. This extra coverage will typically increase your monthly premium by at least $10 to $15 dollars.
Before signing your insurance contract and locking into a policy, it's important to scrutinize the insurer's language regarding covered and excluded conditions. Policy contracts are often filled with scary sounding exclusions like "congenital anomaly" (i.e., an inherited condition) and "osteochondritis dissecans" (i.e., cartilage detached from bone). Remember that the internet is your best friend—if you don't understand a condition listed on your policy, we highly recommend you search until you understand what it means. If you're still unsure if pet insurance is right for you, you can reach out to the insurance company to get more clarity.
Accident and Illness Coverage
The most inclusive type of pet insurance plan includes coverage for both accidents and illnesses. Aside from illnesses arising from preexisting conditions, most insurers will cover all sicknesses and diseases. These types of pet insurance plans typically cost around $45 a month for dogs and $25 for cats. Below are some of the most widely treated dog ailments, according to the pet insurance company PetsBest.
Rank Dog Condition Cat Condition
1 Allergies Kidney failure
2 Ear infections Hyperthyroidism
3 Cancer Cancer
4 Osteoarthritis Diabetes mellitus
5 Mass Allergies
6 Cruciate ligament injury Inflammatory bowel disease (IBS)
7 Intestine issues Intestine issues
8 Hypothyroidism Feline lower urinary tract disease (FLUTD)
9 Pyoderma Urinary tract infection
10 Lameness Ear infections
Pet insurance companies also offer "accident-only" plans that cover injuries but not illnesses. Insurance policies typically specify that the injuries must be unforeseen and unexpected to be considered an accident. This type of coverage includes most physical injuries that result from a specific incident, like a car accident or a bad fall. These plans are less comprehensive but more affordable, usually costing between $10 and $15 a month for both dogs and cats.
Pet Insurance Exclusions
Across all pet insurance companies, the list of excluded accidents and injuries is quite extensive. The most commonly excluded injuries are those that are a result of a hereditary issue—i.e., an injury that is triggered by genetic factors rather than a specific incident. Two other important exclusions of which to be aware are bilateral conditions and preexisting conditions.
Preexisting conditions: A preexisting condition is any ailment that was identified by a vet prior to your pet's enrollment into an insurance policy. No pet insurers will currently cover preexisting conditions. Additionally, illnesses or injuries that are related to or closely identified with a previous condition are often considered preexisting and are ineligible for coverage.
Bilateral conditions: These are a subset of preexisting conditions. If your dog had an injury to one side of the body, like a torn ACL on the left leg, then insurance companies reason that there's a higher chance it will happen to the right leg. Because of this higher risk for injury, most insurance companies won't cover any ailment that has already happened to one side of your pet.
Hereditary conditions: This mostly applies to larger dog breeds. Joint and ligament problems like hip dysplasia and torn ACLs are often excluded from coverage. This is because such issues are common for older and larger dogs, whose weight places a burden on their bone structure and joints. Treatment is expensive for these conditions, so many insurers won't include them in their eligible coverage.
Routine and preventative care: If you want routine and preventative care, you'll have to enroll into a wellness or health benefits package that will reimburse some of those health costs. However, paying an extra monthly premium to be partially reimbursed for a regular vet visit doesn't make sense in most cases. In general, it's usually a better idea to skip out on wellness coverage and pay for those costs out of pocket.
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